Borrow or Lend Money

Crowd Lending, also known as Peer to Peer Lending, is available on Tagcash to either request loans or to lend to others. Currently, this service is only available to indivduals or companies, based in the Philippines.

Loan requests can be made after 3 months of salary payments going through Tagcash, after we see payment history through merchant accounts over 3 months, or with collateral of cryptocurrency (Bitcoin, Ethereum, TUSD), tokenized shares or tokenized real estate.

When creating a Loan, you set the target amount to borrow, and the interest you want to offer per month (Between 1% min and 5% max). Once the pledges have reached the target amount, the borrower can accept the loan. Repayment of the loan plus interest starts 30 days after acceptance. Interest is charged on a daily basis on outstanding balances owed. Early repayment of loans is possible, with no penalty fees.

Tagcash Fees

Tagcash charges a small fee of 100 PHP to post a request for a loan, which is returned at the end of 60 days or if you cancel your request, whichever is sooner. A completion fee of 3% is deducted from the total given to a borrower, when the target is met and accepted. For lenders, 10% of the total interest paid is kept by Tagcash.

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About Us

Tagcash is a digital wallet developer and platform, building blockchain solutions on Distributed Ledger Technology. Tagcash is regulated by the central bank of the Philippines (BSP), and is authorised as an Electronic Money Issuer (EMI) - https://tagcash.com/emi.pdf

Our Contacts

21/F, 88 Corporate Center,
141 Valero Street,
Makati City, Philippines

+63 (02) 955 7081
+63 (02) 385 6797