Tagtalk is a communications app enabling chat, free voice and video calls, with many other features. All you need is your mobile number to register and you are good to go.
For Android users, Tagtalk now integrates a simplifed version of the Tagcash Wallet, with a popup button for QR code payments, transfers to other users, remittances, topups and cashouts, with facility to become an agent or find and use them.
Tagcash is a digital wallet developer and platform, building blockchain solutions on Distributed Ledger Technology. Tagcash is regulated by the central bank of the Philippines (BSP), and is authorised as an Electronic Money Issuer (EMI) - https://tagcash.com/emi.pdf